A college education should increase a person’s earning capacity over a lifetime.  Unfortunately, many graduates are finding that the value of their education is outweighed by heavy student-loan debt. This may be the reason that the delinquency rate on student loans has surpassed that of other types of consumer loans, such as credit cards and car loans. To find out if Bankruptcy is an alternative for relief from student loans read the full article by Attorney L.  Alexandra Hogan. Click here for article.